
Your Health Benefits
Who's Eligible?

Employees
All regular full-time employees (scheduled 30 hrs/week), eligible on the 1st of the month after 60 days.

Spouse/Partner
This includes the full-time employee's legal spouse or domestic partner eligible for all health benefits.

Dependents
Children and legal dependents or eligible for coverage up to the age of 26.

JRT Healthcare
JRT is fully self funded in our insurance package. Healthcare Management Administration (HMA), is our 3rd party administrator. At JRT we offer a full benefits program with multiple options for different families' and individuals' needs.
Please review the information below to better
understand your options.
Employees have a choice between a HDHP plan,
mid-plan or a buy-up plan.

How to Enroll?
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Review the plan information in this Benefits Guide and the other detailed information, call Human Resources if you have any questions.
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You do not have to do anything right now. Just review the benefits guides and insurance coverages. An Enrollment Agent from Colonial Life will contact you by phone to set up an online appointment. During the appointment the agent will walk you through the enrollment process and explain the benefit package to you and assist you with the enrollment into the plan.
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If you need to set up your enrollment during business hours, this is OK to do. Just contact your supervisor or foreman and schedule that in ahead of time.
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Please return all forms to Human Resources within 30 days.
JRT's Enrollment Website:
Need to change your plan or did you have a qualifying event?
No 1.
If you experience a qualifying event during the plan year such as marriage, divorce, birth or adoption of a child, or a spouse/domestic partner losing or gaining other coverage, you would qualify to make changes to your benefit plans.
No 2.
To make these changes a new enrollment form indicating the qualifying event and updated enrollment status is required for all benefits within 30 days to be delivered to Human Resources.
Failure to notify Human Resources within 30 days may disqualify any enrollment status changes.